Job Title
Credit Risk Officer
Location
Lagos
Job Field
Finance, Accounting, Audit
Roles and Responsibilities
Analyse and assess credit proposals.
Review portfolios status to check delinquencies and recommend actions for management.
Daily reviewing and monitoring of customer accounts to ascertain correctness, interest and maturity dates as well as ensure Loan repayment.
Loan recovery and remedial actions
Up to date monitoring to ensure income are captured
Ensure compliance with draw down: Loan Collateral documentation and compliance with facility term agreement
Periodic inspection of assets
Attend monthly risk asset meetings, Credit reviews and MPR
Market survey to determine marketability of assets and its resale able value
Ensures Risk asset targets are met
Overall management of credit portfolio
Perform other related duties as assigned
Qualification
Knowledge of Risk Management measurements and solutions
B.Sc degree in Business Administration, Accounting, Finance, Economics or equivalent experience;5+ years experience in financial industry sector as a credit/risk management analyst.
Professional qualification such as ACCA, ACA, CCRA, CILRM will be an added advantage
Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.
Excellent verbal communication skills
Strong Knowledge of Microsoft software; at a minimum, MS Access and MS Excel intermediate user; MS Power Point and Word basic user
Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers
Work experience: 5-10 years
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